What are virtual Spending Cards?

Virtual Spending cards are a digital version of physical spending cards, without having to carry a physical card. Virtual cards can be used for online purchases as you would with a credit card, and can be added to your Apple Wallet or Google Wallet to use where contactless pay is accepted.

How does it work? 

Requesters can request virtual cards to use for online and contactless payment. It is possible to have multiple physical funds and multiple virtual cards active simultaneously. Cardholders can hold virtual hold multiple virtual cards at the same time, with each used for a unique purpose. 

Do I need a new approval process? 

No, the approval process for virtual cards is the same as for physical cards. All spending card requests will flow through the same approval routing.

Can I add a virtual spending card to my Apple Wallet or Google Wallet? 

Yes, virtual cards can be added to your Apple Wallet or Google Wallet by entering the card details into the wallet. 

• Apple Wallet Instructions
• Google Wallet Instructions

Are virtual cards easy to use? 

Virtual cards are highly intuitive, on both web and mobile. Here are some articles that cover the basics:

• How to request spending card funds
• How to access spending card funds
• How to view your spending card number for online purchases 

How do I get access? 

This feature is be auto-enabled for all spending card customers.